How do I create a Budget?

There are 2 ways for a Small Business Owner/Operator to create a budget or a budgeting system that does not complicate their accounting. One way is to do a quick Google search for the latest in budgeting apps such as Mint.com

Another potentially easier method that blends well with already having an automated bookkeeping program in place is a great spreadsheet. Download the Business Budget Template attached to this article and open in Excel or Google Sheets. Review your bookkeeping reports to view your income and expense amounts being delivered to you each month and enter those totals into your Budget. Add custom lines as needed. 

We've also attached to this article a Personal Budget Template for your use.

See also How do I read my Bookkeeping Reports?
See also What is a cash basis, clean set of tax "books"?
See also Add-On Services